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Housing in New Jersey

Are you looking for a new state to move to? Well, if you’re interested in New Jersey here are some things to consider. On Saturday July 31, the Biden Harris administration’s extension of the federal eviction moratorium ended. The moratorium was initially set to end June 30 but was extended another month nationally. In New Jersey, Governor Phil Murphey wrote numerous executive orders that would also provide relief to renters, mortgage holders and landlords. Executive Order 106 prohibits removing tenants from residential properties during covid-19 state of emergency and judgments for possession, writs of possession, and warrants of removal may not be enforced during this period. Executive Order 106 will not expire until January 1, 2022, and the state has also announced other initiatives to support renters and homeowners. However, the eviction moratorium may end earlier than the current deadline of Jan.1, for families with higher incomes.       

According to Nj.com, low inventory and eager buyers are what is affecting the market the most. Buyers are trying to take advantage of low interest rates, but low inventory is causing biding wars as well as sight unseen offers. Some buyers are also forging certain contingencies like home inspections and appraisals to win the bid wars. In North Jersey, buyers have been moving from urban areas to suburb areas. Some buyers have experienced long lines at open houses and homes that needed upgrades have been selling above their value. Teaneck, Upper Saddle River and Sparta have seen the highest increase in home value in this post pandemic market.  In South Jersey, it seems older houses tend to sit on the market longer than new construction, while move in ready homes are the quickest to sell. Covid has also jacked up the price of lumber and other building materials and builders cannot keep up with the demands of the housing market.

Furthermore, down at the Jersey Shore, the housing market is like North and South Jersey but there seems to be more inventory. According to NJ 101.5, housing values have increased 16% since last year and values could increase another 9%. There seems to be land and commercial properties available as well as new apartment complexes being built. One would assume that the Jersey shore is taking advantage of the buyer demand and are working on building up the area. I can see the North and South Jersey markets to slow up more this year but down at the Jersey Shore I would assume the market will continue to grow. However, in this “supposed” post pandemic era, I would be cautious in all movements, especially when it comes to buying property. I think buyers who skip home inspections are brave. I can understand skipping an appraisal, but home inspections can reveal the true condition of the property. I believe it is important to buy a house that has good bones. The only way I would skip a home inspection is if Yahshua Hamashiach guided me to that house.

Luke 6:48
“He is like a man building a house, who dug deep and laid the foundation on the rock. And when a flood arose, the stream broke against that house and could not shake it, because it had been well built.”

Overall, for the rest of 2021, I believe that the housing market is going to have high tides and low tides. Just like the beautiful beaches that are attracting buyers to coastal areas in New Jersey. 2022 will probably bring new changes to the housing market as political races commence. Everything in our society seems to change daily. There are many forces influencing these changes and I would take the time to research things thoroughly. I would also encourage people to reach out to Yahshua Hamashiach, he has all the knowledge needed to move sight unseen.

https://www.justia.com/covid-19/50-state-covid-19-resources/eviction-mortgage-foreclosure-relief-during-covid-19-50-state-resource/#new-jersey

https://www.northjersey.com/story/news/2021/06/22/new-jersey-eviction-moratorium-end-date-could-sooner-under-new-bill/5302950001/

https://ballotpedia.org/New_Jersey_elections,_2022

https://www.njrealtor.com/research/10k/embed/#?secret=U2WSkfbXOL

https://nj1015.com/hot-housing-market-isnt-slowing-down-at-the-jersey-shore/

https://www.noradarealestate.com/blog/housing-market-predictions/

Should I work at a Startup Company?

      In August 2021 the U.S Bureau of Labor and Statistics reported that the unemployment rate dropped to 5.2%. There was significant growth in professional and business services, transportation, warehousing, private education, manufacturing, and other services. However, in the retail sector employment declined over the month. Throughout 2021, job growth has averaged around 586,000. In the state of New Jersey, employment increased in August by 20,300 and is split between the private and public sectors of the state’s economy. Currently, there are a plethora of rising startup companies in varies industries popping up all over the country. Some of those companies are hiring however, working for startup companies can have its pros and cons.

      Working at a startup company can be an exciting experience. Depending on what your career goals are, what kind of work environment and schedule you want could determine whether you accept the job. Startups can provide an employee with a unique opportunity to be innovative while working in a causal work environment. When working for established companies it can be stifling because it usually takes time to climb the ladder and sometimes ideas are often overlooked. Startup also provide an opportunity to have active input into the daily operation and long-term business plan. There may also be less over head meaning you would only have to report to one or two people instead of a board. Depending on the industry the startup is developed in there may also be opportunity to travel or even relocation once the business is established.

    Furthermore, working for startups can also have some cons. Some startups may require a lot of time devoted to the company which means other areas in your life may be affected. Mental health may deteriorate throughout the growth of startup which could lead to extra stress. Since the company is just starting the pay may not be the greatest and only GOD knows how long it will take for the money to roll in. There may also be a higher chance of being furloughed or unemployed. For some employees a work environment that is too casual or lacks structure may discourage employees from applying or staying at the job.

     Because of these pros and cons I would only work at a startup if certain criteria were met. Before I make decisions, I like to talk to my father which may require me to fast and pray. While I’m fasting and praying, I’m researching the company which could be difficult since the company is new. I would be looking at things like who investors are, what the company goals and values are and how the company would impact communities. I would look at what the trends are in the industry the startup is trying to penetrate. What kind of financial opportunity would the company provide down the road. Also, I would be curious to know would the company stay private or become public. Private companies tend to stay in the hands of the initial founders, management, or group of private investors.

   All in all, if my father approved of the company and job, I would take the job. If the company did not have morals or values that are like mine, I would not take the job. Like I stated before I do not make decisions without consulting my father. In the King James Bible, Jeremiah 29:11 states; For I know the thoughts that I think toward you, saith the LORD, thoughts of peace and not of evil, to give you an expected end.  For those who choose not to seek GOD, I would encourage you to research and ask a lot of questions so you can make an informed decision.

For your consideration:

https://www.bls.gov/news.release/empsit.nr0.html

https://www.nj.gov/labor/lwdhome/press/2021/20210917_unemploymentaugust.shtml

https://www.builtinnyc.com/2019/06/09/tech-companies-in-nj-startups

https://www.forbes.com/sites/elenabajic/2019/09/05/should-you-work-at-a-startup-heres-what-you-need-to-consider-first/?sh=31a8b1ad7b5a https://www.investopedia.com/ask/answers/difference-between-publicly-and-privately-held-companies/ https://www.njeda.com/njeda-celebrates-the-success-of-nj-accelerate-supported-morgan-stanley-multicultural-innovation-lab/

Perfectionism in the Workplace

Though out our lives, there are age milestones that set a standard of what you should and should not being doing, whether it be physical, mental or emotional. For example, when babies are born there is a developmental milestone chart from ages 2 months to 5 years old that helps parents monitor how their child is learning and adopting to their environments. According to Medlineplus.gov, a child’s development and growth can be broken down into four stages which are infancy, preschool years, middle childhood years and adolescence. The adolescence years are from ages 12-18. During this time boys and girls begin to contemplate future goals and how they will achieve them.

Furthermore, some boys and girls know from adolescence what career path they will take. Their educational journey is centered around that path so they can become masters in their fields and have successful careers. However, some become obsessed with being perfectionist in their life and career. According to Very Well Mind, the characteristics of a perfectionist are fear of failure, procrastination, focused on results, highly critical, low self-esteem, defensiveness, and unrealistic standards. Being a perfectionist is an attitude that our society perpetuates. We are taught or shown from a young age that we need to have the perfect house, the perfect car, the perfect husband/wife, the perfect kids, the perfect hair, the perfect body and the perfect career. In the Merriam-Webster dictionary, perfect can be used as an adjective, verb or noun. It is defined as flawless, without fault or defect, to improve or refine and the perfect tense of languages. In the bible Matthew 5:48 Yahshua Hamashiach says Therefore you shall be perfect, just as your Father in heaven is perfect.

 Continuing, the word perfect has been in motion since the bible was written. After reading Matthew 5:48, one would assume that Yahshua Hamashiach is asking you to be perfect. However, I believe this is not the case. Romans 3:23 says for we all have sinned and fall short of the glory. Romans 3:24 goes on to say being justified freely by His grace through the redemption this is in Yahshua Hamashiach. When you accept Yahshua as your savior you are acknowledging that you’re are a sinner and need guidance in living a more righteous life. You are reborn and being perfected by Yahushua’s grace. Man has continuously taken biblical scripture and used it for wickedness rather than salvation. I wonder if our society used biblical scripture to come up with the concept of being perfect.

      With the condition of the current workforce, I don’t understand why workers would be stressing to be perfect at their job or career. According to some psychologist, perfectionism is a mental health disorder that could lead to other disorders. It is important to identify if you are a perfectionist because you could have a mental health disorder.  Covid has exposed numerous discrepancies within our workforce and might have wiped out the need to be perfect and some perfectionist might be content with being good enough. Being good enough does not mean you don’t have adequate goals but rather you have healthy goals and are working diligently to achieve them.

In the long run, people should spend some time reflecting on themselves to determine if they are a perfectionist. There are several websites that have quizzes to help determine if you’re a perfectionist. Once the results are in maybe reach out to a therapist or psychologist to help treat your perfectionism. There is too much going on in our world to be striving to be perfect and we must keep our minds healthy. If those worldly resources don’t work, you could always reach out to Yahshua Hamashiach. He can help you overcome anything in this world as He did a long time ago.  1 Timothy 1:7 For Yah has not given us a spirit of fear, but of power, and of love and of a sound mind.

Some websites that offer Perfection quizzes.

Resources for opinion.

https://medlineplus.gov/ency/article/002456.htm

https://medlineplus.gov/ency/article/002003.htm https://www.verywellmind.com/signs-you-may-be-a-perfectionist-3145233

https://www.verywellmind.com/signs-you-may-be-a-perfectionist-3145233

https://www.grammarly.com/blog/is-perfectionist-good/

7 WAYS TO WAKE UP YOUR IMAGINATION — Imagineer7’s Weblog

If we toss seeds on hard packed ground the chances of them taking root and producing healthy plants is minimal. However, if we plough and till the ground (that is, mix it up, break it apart, make it “less” solid and more “loose”) the chances of a variety of seeds (both those we purposely sow […]

7 WAYS TO WAKE UP YOUR IMAGINATION — Imagineer7’s Weblog

Darkness around Me

His eyes glowed red His teeth were sharp His breath was warm with a cooling undertone Why was he here? Who was he here for? I hope not me…I can not die because a life waits for me I am a provider, a nurturer, a warrior, a mother I noticed his eyes glistening in the darkness, everything around me was black except for his glowing eyes He slowly approached me from the north west, I was paralyzed with fear so I did not move Where was I? Who brought me here? I can not die because a life waits for me I am a provider, a nurturer, a warrior, a mother My heart started racing yet my feet were planted like an elder tree As he got closer I leaned back until I was on the ground Those red eyes were in my face, I could see those sharp teeth Oh snap! What is he about to do? Why was I here with him? I can not die because a life waits for me I am a provider, a nurturer, a warrior, a mother He placed his paws on my shoulder, I could feel his breath on my face I began to giggle, nervously waiting for him to make his move Despite my fear, a calm was near… I felt everything would be alright. His eyes glowed red as mine filled with tears We exchanged looks and I felt like I was starring into the abyss. I saw a piece of myself in those glowing eyes. Was this a friendly bringing a warning? Was this thing even a HE? I’m not sure how I got there or why I was there but no harm came to me when I was in the darkness Maybe HE or SHE was there to guide me through the darkness!?

Moving to the Beat

My beat is fast, medium, and slow. My beat is loud, quiet and silent at times. My beat has high notes, low notes, and undertones only me and YAH hear. Sometimes others hear my beat but most times it is just me, my beat, and YAH.  We go to the beach where the waves are high and low, the sand is our dance floor. My beat takes me to the library where I am mute like a butterfly fluttering through a garden of Lilacs. Sometimes I get tired of my beat but the undertone pulls me back in. My beat is amusing, electrified, and sagacious. But sometimes we sing the blues when I’m swamped with emotions. My beat is stylish and futuristic with old school throwbacks because I love me some Sade and Anita Baker……..Singing: Ooh Oohhh Ooh Oohhh………………………. I’m caught up in the rapture of my beat. While it smoothly operates through my body and soul. Often my beat has me reminiscing about my sweetest taboos. And when those taboos become paradise an angel from heavenly places reminds me to hang on to YAH’s Love. For I am persuaded that neither death, nor life, nor angels, nor principalities, nor powers, nor things present, nor things to come, Nor height, nor depth, nor any other creature, shall be able to separate us from the love of God which is in Messiah Yeshua our Lord. Romans 8:38-39

Symmetry & Human Psychology — mazeepuran (माझे e-पुराण)

“But why are we attracted to symmetry? Why do we human beings delight in seeing perfectly round planets through the lens of a telescope and six-sided snowflakes on a cold winter day? The answer must be partly psychological. I would claim that symmetry represents order, and we crave order in this strange universe we find […]

Symmetry & Human Psychology — mazeepuran (माझे e-पुराण)